Long Term Care Insurance
Plan for the support you may need in your golden years.
For many of us, celebrating an 80th or 90th birthday is increasingly pretty likely. When you live a long life, however, there is a high risk you’ll need the type of care called long term care.
Long-term care refers to a range of services that aren’t covered by regular health insurance or Medicare. They include assistance with routine daily activities, like bathing, dressing or getting in and out of bed. Currently the average cost of LTC care in California is over a $120,000 a year. This is why planning for the cost of long term care is an important financial strategy for you and your family to develop now.
Long-term care insurance helps make sure that you’ll have access to high quality care should you ever need it. Using insurance to pay for care also means that you won’t need to choose between getting the assistance you need and spending down your life’s savings. In short, long-term care insurance puts you in control and it reduces the financial and emotional impact of needing care on your family.
Not everyone will become chronically ill, but if you do, LTC insurance can provide a source of income that your family can use to pay for the professional, compassionate care you would want for yourself, or someone you cared deeply about.
Request a Quote
The carriers we use for long term care insurance have the highest possible financial ratings and are considered to be the best long term care contracts in the country. We invite you to request a quote for this very important coverage. Early planning can help avoid having to make much tougher decisions down the road.
We have the experience and knowledge to help you plan for the unexpected.
Contact us for more information on long term care or a price quote.