Employee Benefits

for Monterey Bay

Employee Benefits

for Monterey Bay

Explore

group health insurance plans for startups and small business.

Inspire

wellbeing in your team and thepeople you work with everyday.

Partner

with an insurance agency you can trust.

Explore

group health insurance plans for startups and small business.

Angled White Line4
Angled White Line4

Making Life Better

Your employees and family matter to you and that makes them very special to us. At Carmel Bay Group, creating exceptional plans and benefits for the people you care about is what inspires us to do our best work and it has for over 30 years.

Led by James Greco and three decades of benefit planning experience, Carmel Bay Group develops personal insurance plans and employee benefit packages for small and large businesses in California and beyond.   

Based out of Carmel, California, we offer group health insurance, employee benefits, life insurance, disability income, annuities and long term care insurance.

If you’re local, we’re the employee benefit broker of choice

Request a quote or a free evaluation of your benefit plan.

James Greco headshot

About Us

James Greco

James set out to become an insurance company that people could count on and trust. That was 35 years ago. Since then, he's helped countless individuals and businesses  achieve their financial and employee benefits goals.

James Greco headshot
michael greco

About Us

Michael Greco

Michael Greco joined Carmel Bay Group in 2021. A former educator, songwriter and artist, he now uses his creativity to help people and businesses reach their financial goals.

michael greco

Testimonials

What People Are Saying

"Michael is wonderful. His quick responses to any questions I may have had when I first started with my company, were answered in a timely and professional manner. I also appreciate the birthday recognition. I am so happy I am not just a name on a roster. They care about their clients and it shows!" 

Amber R.

"James Greco has been our insurance agent for over 30 years. He has provided us with exceptional service making sure we got the best service for both our company needs as well as personal. I honestly don't know what we would have done with him! He is very meticulous and hard-working and never drops the ball."

Daphane D.

"James Greco and his team have been an invaluable asset to our business. I started in my position as a firm administrator over 5 years ago and have relied heavily on the knowledge, integrity and responsiveness of James Greco and his team. They work hard in making sure we offer competitive benefits to our employees at the best value. They have also been instrumental in helping us streamline our HR processes. I recommend James Greco Associates to anyone looking to take the headache out of benefits administration."

Vanessa H.

"James Greco has helped our business with insurance and employee benefit needs for over 4 years now and has been excellent! His team's service has been exceptional; their response time to emails and calls is immediate, they educate us on items we are not the experts in and are always willing to go the extra mile for us. I highly recommend their services!"

Alan B.

"I have had the pleasure of working with Jim for some 8 years now - but the company as a whole has worked with him for a lot longer! He is so easy and pleasant to work with. We trust him implicitly with our insurance needs, and he is easily able to explain all of our coverage in a manner that makes sense to both the business owners and staff. I highly recommend him!"

Francesca T.

"James Greco has served my individual and business insurance needs for over 25 years and I'll never consider going anywhere else. James is professional, friendly, and knowledgeable, and has the best portfolio of insurance services you will find anywhere. I will always be grateful for one policy, in particular: a disability policy I bought from James that saved me from financial ruin and likely saved my life as well."

Karl V.

"James and his team are so easy to work with and I couldn't imagine handling benefits for my clients without his help. He has great communication and responsiveness and I find he is always a quick phone call or email away to answer any questions or help employees."

Tessa C.

"Jim Greco has personally represented my company's insurance interests for almost three decades and I can recommend his services without reservation. He is honest, very responsive, and highly experienced - a consummate professional."

Gerald P.

"My relationship with James' office has dramatically changed over the years. It started with personal life insurance and has expanded to business health and business group benefits. James is always on top of current trends and modifications that need to occur on a as-needed basis. I feel he is always looking out for my best interests on many levels!"

Todd C.

"Jim has been an absolute blessing. He is an expert in all things healthcare and has saved us tens of thousands. Life is better with Jim in it!"

Jesse S.

"Used Jim Greco for over 20 years for our business. Excellent and personable service always!"

Nina W.

Insure your biggest goals and dreams.

Why Us

Helping you achieve financial success.

To be independent and financially secure, you need a plan of your own. A financial plan that protects your family in good times but lifts them up in times of trouble.

At CBG, we’ll help you create a plan that fits your life and budget, and gives you the peace of mind of knowing your family is protected. We offer life insurance, disability income, annuities and long-term care insurance. 

Our goal is to make sure you have the right protection in place for every stage of your life.

Life is surprising and unpredictable. Find the right coverage for your family. 

 

Services

How We Can Help

Group of business persons during a meeting in the office

Employee Benefits

Making smarter decisions about employee well-being and productivity.

Couple with Insurance agent

Personal Planning

Taking care of the people
who matter most.

We are always ready

Contact Us Today!

What services are you interested in?(Required)
This field is for validation purposes and should be left unchanged.

Find the Right Benefits Plan for your Business

From small benefit additions to new plan designs, we have the team to make it happen quickly!

Customized Benefits Made Easy!

We are always ready

Contact Us Today!

What services are you interested in?(Required)
This field is for validation purposes and should be left unchanged.

Find the Right Benefits Plan for your Business

From small benefit additions to new plan designs, we have the team to make it happen quickly!

Customized Benefits Made Easy!